Trust Built In

The Future of Cybersecurity & Compliance for Banking

Human expertise. AI-enhanced assurance. Always-on examination readiness. Privaxi helps community banks, regional banks, and holding companies satisfy GLBA, prepare for FDIC and state examinations, and govern emerging technology without the chaos of spreadsheets, screenshots, and siloed vendors.

Rising Pressure

Why Change Can’t Wait

Banks operate under a supervisory model that assumes the information security program is documented, tested, board-approved, and continuously maintained. Every examination cycle raises expectations, and every open finding carries forward into the next. The cost of doing nothing, measured in repeat findings, extended remediation, cyber insurance friction, and board-level exposure, is now higher than the cost of modernization.

The ground has shifted underneath established programs. The FFIEC retired the Cybersecurity Assessment Tool in August 2025, and institutions are now expected to document what replaced it. Vendor oversight expectations span the full third-party lifecycle. Artificial intelligence is entering fraud detection, underwriting, and customer service faster than governance can absorb it, and the model risk guidance does not reach generative or agentic systems.

The institutions that succeed will not be the ones with the largest security teams. They will be the ones that reduce operational friction, automate assurance workflows, and operationalize trust without sacrificing rigor. In most banks, that begins with giving the Information Security Officer role the capacity it was never funded to have.
Schedule a Discovery Call
ArrowArrow
Core Problems

Industry Challenges We Solve

Privaxi helps bank leadership address the most common friction points that slow examinations, increase risk, and drain internal capacity.

Regulatory Burden & Examination Fatigue

Information security teams lose weeks preparing for each examination and audit, gathering the same artifacts by hand from core systems, cloud platforms, identity providers, and vendor files. Findings from the prior cycle are frequently still open when the next one begins. Privaxi replaces reactive preparation with continuous assurance, automated evidence collection, and examination-ready reporting, so compliance becomes part of daily operations rather than a recurring emergency.

Cyber Risk & Payment Fraud

Banks remain primary targets for ransomware, business email compromise, credential abuse, and wire fraud. Synthetic voice and video now defeat verification procedures written on the assumption that the caller is human and the number on file is current. Privaxi validates control effectiveness where loss actually occurs, including payment initiation, privileged access, and recovery, through real testing and scenario-driven exercises that produce corrective actions rather than attendance records.

Third-Party Concentration & Vendor Sprawl

A bank's risk profile is largely a function of its vendors. Core processing, digital banking, and cloud hosting concentrate critical operations in a small number of providers, and due diligence files go stale between renewals. Privaxi reduces complexity by building one defensible third-party program: a scored vendor inventory, due diligence proportionate to risk, and ongoing monitoring that withstands examiner scrutiny.

Emerging Technology & AI Governance

Artificial intelligence is entering fraud detection, underwriting, and customer service faster than governance can absorb it, including the AI already embedded in vendor platforms. Existing model risk guidance does not reach generative or agentic systems. Privaxi extends your framework to artificial intelligence under the NIST AI Risk Management Framework, covering the AI use inventory, acceptable use policy, approval workflow, and monitoring expectations.

Purpose-Built

Privaxi Solutions for Banking

Privaxi delivers cybersecurity and compliance through advisory-led services powered by automation, designed for regulated institutions where evidence, traceability, and defensibility determine the outcome.

Information Security Officer as a Service

Privaxi serves as the designated Information Security Officer, or supports an in-house officer who needs additional capacity. This is an operating role rather than a periodic assessment.

Privaxi owns the program calendar, produces the required artifacts, participates in the IT Steering Committee, and reports to the board.

What this looks like in practice:
Risk assessments, policy maintenance, access reviews, awareness and phishing programs, incident response, tabletop exercises, penetration testing coordination, and the annual board report are delivered on a fixed cadence.
Learn More About vCISO Services
ArrowArrow

FDIC & State Examination Support

FDIC examination outcomes are largely determined before the examiners arrive. The Information Technology Profile sets the scope, and the institutions that rate well are the ones whose evidence and open findings were managed continuously rather than assembled in the weeks prior.

What this looks like in practice:
Privaxi validates the Information Technology Profile with management, assembles the evidence package, and prepares leadership for examiner interviews. Afterward, Privaxi drafts management responses and tracks remediation to closure with named owners and target dates. The same approach supports state examinations and external audits.

Vendor & Third-Party Risk Management

Regulators evaluate vendor oversight across the full relationship lifecycle, from planning and due diligence through contracting, monitoring, and termination. The test is whether the program is proportionate to risk and whether the files support the conclusions recorded.

What this looks like in practice:
Privaxi scores every third party, sets due diligence depth by tier, reviews attestation reports for scope and exceptions, and reports concentration risk to the IT Steering Committee.
Learn More About Integrated Risk Management
ArrowArrow

NIST CSF 2.0 & AI Governance

With the Cybersecurity Assessment Tool retired, every institution needs a documented framework decision and a current assessment behind it. The same governance question now applies to artificial intelligence, including the AI already embedded in vendor platforms.

What this looks like in practice:
Privaxi runs the NIST CSF 2.0 transition and maturity assessment, then extends that structure to artificial intelligence under the NIST AI Risk Management Framework, covering the AI use inventory, acceptable use policy, approval workflow, and monitoring expectations.
The Difference

Why Privaxi

Privaxi is built for regulated institutions that need more than a checklist. We combine real-world expertise with automation to deliver continuous, defensible assurance.

Security & Compliance by Design

Privaxi advisors have held the Information Security Officer role and presented to examiners, so your program is grounded in proven controls and examination-grade rigor.

Continuous, Not Point-in-Time

Compliance as a Service keeps the institution examination-ready year-round, so examinations confirm your posture instead of defining it.

Human Expertise + AI

Automation reduces manual work, while expert oversight keeps decisions explainable and defensible to both a board and a regulator.

Faster Time-to-Assurance

Pre-mapped frameworks and repeatable delivery accelerate readiness and reduce surprises across examination, audit, and insurance cycles.

Next steps

Getting Started

Three steps to continuous assurance, without disruption to the institution.

01 — Discovery

Privaxi evaluates the current program, prior examination and audit findings, risk assessment, and vendor inventory, then maps a practical roadmap aligned to your examination cycle.

02 — Proof of Value

Launch a targeted engagement, such as an examination readiness review, a GLBA risk assessment, or a vendor program rebuild, to quantify impact quickly.

03 — Scale with Confidence

Move to a full Information Security Officer program with a fixed delivery calendar, consistent board-level reporting, and clear ownership.

Contact us

Stay Examination-Ready. Always.

Whether the next date on the calendar is a federal examination, a state examination, an external audit, or a board meeting, Privaxi delivers continuous assurance with expert guidance, so examinations confirm your posture instead of defining it.